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Strata Building Insurance
Start Your Strata Quote
Australia's Trusted Strata Insurance Brokers

Strata Insurance Made Simple

Get a same-day strata insurance quote from a specialist broker who knows your state's legislation. Tell us about your building and we'll take it from there.
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TALK TO A BROKER

07 5662 3592

Get a Strata Insurance Quote

Strata Building Insurance
What Makes SBIB Different

Getting Strata Insurance Right Is Harder Than Most People Think

Shared buildings, shared liability and state-specific legislation make strata one of the most complex insurance categories in Australia. A generic broker quoting off a rate card is not the same as a specialist who understands your scheme, your obligations under the relevant state act, and what happens to your owners corporation if the wrong call gets made at claim time. That is the gap SBIB was built to close.
Years Experience
0 +
Strata insurance specialists working across every Australian state and territory
Residential Strata complex

What we look at before recommending any cover

We look at your building properly before anything gets placed. Replacement value, shared structures, legislative minimums and your specific risk all factor in.
  • Building replacement and reinstatement value
  • Common property and shared structure exposure
  • Natural disaster and catastrophic event risk
  • Public liability across all common areas
  • Office bearers liability for committee members
  • Machinery breakdown
  • Fidelity guarantee
  • Lot Owner's Improvements
Covering Every State and Territory

Residential, commercial and mixed use strata schemes nationally

AFSL Authorised Brokers

Fully licensed, professionally indemnified and compliant

Quotes Without the Wait

Detailed, competitive strata quotes turned around the same day

No Insurer Ties

We go to market for you, with no quotas or preferred supplier deals

What We Cover

Insurance Built Around Your Building

Strata Duplex Sydney

Residential Strata Insurance

Owners corporations have real legal obligations when it comes to building cover. We make sure your policy meets them, your replacement value is accurate and your scheme is not carrying hidden gaps.
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commercial strata office building

Commercial Strata Insurance

Retail tenants, mixed income streams and shared liability in a single building creates a different risk profile altogether. We place cover that reflects what your commercial scheme actually faces.
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block of units insurance

Block Of Flats Insurance

One owner, one title, several tenancies. A block of flats needs building cover, landlord liability and loss of rent working together in one policy, without the gaps a standard home policy leaves behind.
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mixed use strata australia

Mixed Use Strata

Shops downstairs, apartments upstairs and one building policy covering both. We place cover that handles the commercial occupancy risk without dragging the residential lots into premiums they should not be paying.
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landlords insurance for commercial properties

Commercial Landlords

Your tenant's trade, fit-out and occupancy all shape how an insurer sees your building. We place cover that protects the asset, your rental income and your liability as the owner.
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ISR for office tower

Industrial Special Risks

High-value commercial property needs more than a standard package. ISR combines material damage and business interruption under one wording tailored to your asset.
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The Process

No Jargon, No Runaround, Just Sorted

We cut through the complexity of strata insurance and get your scheme properly placed without the back and forth most brokers put you through.
About Us
01
Tell Us About Your Building

Scheme size, state, current cover details if you have them and anything specific to your building. Five minutes of information saves weeks of back and forth.

02
We Do the Heavy Lifting

Replacement valuation check, legislative compliance review, market comparison across our insurer panel. You do not have to chase anyone for anything.

03
Clear Quote, Same Day

A straight, itemised breakdown of recommended cover lands with you the same day. What is covered, what is not, and exactly why we recommend it.

04
Sorted for the Long Term

Once your policy is bound we stay involved. Renewals, certificate of currency, mid-term changes and claims support, we are your first call every time.

residential strata insurance gold coast
Talk to a Broker

07 5662 3592

Why Choose Us

Who We Work For

Your Scheme Comes First, Not the Insurer's Bottom Line Every recommendation we make is based on what gives your owners corporation the best protection at a fair price. That is it.
No Insurer Allegiances

Our panel is broad and our advice is independent. The policy we recommend is the one that suits your scheme, not the one that suits our book.

Deadlines Respected

AGMs, settlement dates, cooling off periods. We know how strata timelines work and we turn things around fast enough to keep yours on track.

Straight Talking

We tell you what your policy actually means in plain language, including the parts other brokers gloss over, so your committee can make informed decisions.

Fully Licensed Across Australia

AFSL authorised and operating in compliance with strata legislation in every state and territory. Your cover is placed by people who know the rules where your building sits.

Ready When You Are

Stop Guessing Whether Your Building Is Properly Covered

A quick conversation with an SBIB broker costs nothing and could save your owners corporation a great deal more than that.
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The Numbers Behind the Name
Get a Quote
1200+

Strata Schemes Insured

89%

Client Retention Rate

2.4M+

Total Cover Placed

10+

Years Specialist Experience

The Numbers Behind the Name

Strata Duplex Brisbane
About Us

Built for Strata, Not Bolted On

A lot of insurance brokers will write a strata policy. Very few actually understand them. SBIB was set up specifically to serve owners corporations, strata managers and lot owners who need more than a generalist with a strata product on their shelf. We know the legislation in every state and territory, we understand what drives underinsurance in shared buildings, and we know what a poorly worded policy costs an owners corporation when something goes wrong. Every broker we work with carries current AFSL authorisations and knows strata the way it needs to be known, from the inside out.
Built on Expertise

Every scheme assessed properly against real replacement values and current legislative requirements before anything gets placed.

Always in Your Corner

Renewals, claims, mid-term adjustments and committee questions handled by the same people who set your policy up.

Independent by Design

No preferred insurer arrangements, no volume targets. Your scheme gets the cover it needs, placed where it belongs.

Residential Strata

Specialist broker advice for owners corporations and residential strata schemes of every size, right across Australia.

Commercial and Mixed Use

Cover placed for commercial strata, retail buildings and mixed use schemes where the risk picture is anything but straightforward.

Non-Strata Cover

Practical, properly structured insurance for small blocks and non-strata unit buildings where underinsurance is common and the stakes are just as high.